MidOhioCredit.com

PRIVACY POLICY

The protection of your nonpublic personal information is important to our Company, and our affiliated third parties listed below. It is common for companies like ours to share your nonpublic personal information with affiliated third parties (a company that is related by common ownership or corporate control) and, in some cases, non affiliated third parties. Because we realize that keeping your nonpublic personal information private is important to you, we would like to take this opportunity to explain our Privacy Policy.

About our policy

The types of information we may collect about you

We may collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, such as "your name, address, telephone numbers, e-mail addresses, birth date, social security number, income and employment history."

Information about your transaction with us, our affiliated third parties, or others, such as "your account balance, payment history, and your creditworthiness."

Information we receive from your consumer credit reports or a consumer reporting agency, such as "your creditworthiness, credit score or credit history".

Representations made by you to us, such as "your employment history, your account balances and payments histories, and your relationships with other persons or entities whom you have listed as a reference".

Information we collect or that you provide to us when you visit our website, such as "your name, address, telephone numbers, e-mail addresses". If you request e-mail contact from us or send us e-mail, we may retain your e-mail address and the messages themselves.

Disclosure of Private Information

We may disclose Private Information (described above) under the following circumstances:

To Marketing Service Providers and Joint Marketing Partners.

With Non-Affiliated Third Parties.
We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We also restrict access to your nonpublic personal information to our employees and those third parties who need the information to provide our products and services to you. We explain the importance of protecting your nonpublic personal information to our employees and take appropriate measures to enforce employee responsibilities regarding our Privacy Policy. We also maintain physical, electronic and procedural safeguards to protect the confidentiality and security of the information we collect. We require any third party who receives information about you from us to agree to keep that information confidential and to use the information only for the purposes for which it was disclosed.

LIST OF AFFILIATED THIRD PARTIES

This Privacy Policy applies to our company as well as the following affiliated third parties:We may disclose all Private Information about you with non-affiliated third parties as permitted by law.We may disclose all Private Information to companies that perform marketing services for us or to other financial institutions with which we have joint marketing agreements.

Our affiliated auto dealerships.

Our Privacy Policy applies to those persons who obtain from us financial products or services to be used for personal, family or household purposes.