About MidOhioCredit.com

Our staff at MidOhioCredit.com comes from the top of their field in Automotive Finance, Automotive Sales, Automotive Management, Banking, Prime and Sub-prime lending practices, and Special Finance. We know how to get You the bad credit car loan you need. We have arranged for over $1 BILLION in financing for people with good and bad credit car loan. Maybe to your neighbor, friend, relative or co-worker.

What is a Bad Credit Car Loan ?

 Sometimes bad credit happens to good people who need a car loan. We do not believe that just because you have bad credit, you shouldn't get a car loan. Quite the opposite, and fortunately, we have joined with local dealers and national finance sources that feel the same way. We (our staff, lenders, and dealer network) will never judge your past, we are only interested in your future. You can get financed again. Even if your bad credit history includes, bankruptcy, divorce, slow pay, poor car loan performance, or any other conceivable bump in the credit road, WE CAN HELP!

How We Are Different

We know every legal and ethical way to get You the bad credit car loan you need and deserve. We know how frustrating it is to be treated like a second class citizen just because you have bad credit and need a car loan. NO MORE! We have found lenders that MUST make car loans to people outside of their normal credit guidelines providing they live in certain counties. These counties are Allen, Auglaize, Champaign, Clark, Hardin, Logan, Shelby, and Union. To avoid federal fines and penalties these lenders are desperate to loan mone to people, even with bad credit for car loan. We have the expertise to match your unique circumstances with the right structure on the right vehicle to the right lender to get you the bad credit car loan you have been dreaming of.

What's In It For You

You get to re-establish your credit with a REAL lender that will report to all three major credit bureaus. No more "buy here pay here." With the lenders we use you can expect lower interest rates than you ever thought possible. With our buying power, you benefit. With hundreds of cars ready for immidiate delivery and thousands more available within a couple of days, YOU NO LONGER HAVE TO SETTLE FOR A CAR YOU DON'T WANT!!! We will never tell you that you can only buy one particular car. We will show you every car available, go over the loan package, AND LET YOU CHOOSE!